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About Us

Welcome to the Individual Retirement Plan (IRP).

The Individual Retirement Plan offers individuals an opportunity to save for retirement.

The Trustees have engaged Mercer (N Z) Limited to assist them with the management of the Plan. Mercer is the world’s largest employee benefits consultancy, which means members benefit from Mercer’s global capabilities and world best-practice in service and expertise that comes from managing superannuation on behalf of half-a-million members in employer-based schemes in Australasia alone.

The assets of the Individual Retirement Plan are invested in the Mercer Super Investment Trust. The trustee of the Mercer Super Investment Trust utilises six professional investment managers. Each manager was chosen for its expertise and recognised performance in their investment sector.

There are currently more than 2,600 IRP members benefiting from the Individual Retirement Plan’s professional management, proven performance and competitive fees.

Five good reasons to invest in the Individual Retirement Plan:

  • Track record - proven competitive investment returns, excellent reliable service, user-friendly information and award winning communications.
  • Expertise - we know the market and we're experts in retirement savings.
  • Trustworthy with no hidden costs or agenda - our fees are shown upfront with no surprise add-ons, no commissions and we won't try to sell you other products.
  • Independent - Not tied to any bank, insurer or investment manager, we choose and demand the 'best of the best'.
  • Global strength and local knowledge - we bring you global investment reach and a down-to-earth understanding of New Zealanders' savings needs

Click here to have a read or to print off the IRP's Investment Statement [PDF].

Click here to read or print off a copy of the Plan's latest annual report [PDF].

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